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Once you live in Germany, you may start thinking about getting German citizenship. There are several ways to obtain German citizenship, depending on your personal circumstances. This… Read more: How to obtain German citizenship

Trade Republic is currently informing its customers that it pays 2 percent interest p.a. on credit balances. This is not only aimed at existing customers, but also… Read more: Great news: 2 percent interest at Trade Republic

Inflation in Germany in October was around 10% year-on-year. In the USA, it fell to around 8%, following a high of 9.1% in June. And if you… Read more: High inflation in Germany in 2022 – Is real estate the best solution?

Until a few years ago, the statutory pension insurance was considered the most important provision for old age. Since there are more and more seniors in Germany,… Read more: Retirement provision in Germany – This is how you can provide for old-age with the 3-pillar model

The statutory pension insurance (“gesetzliche Rentenversicherung”, GRV), which is regulated in the Social Code (SGB VI), protects its insured persons in case of endangerment or reduction of… Read more: The statutory pension insurance in Germany

Social security in Germany consists of statutory compulsory insurances for the majority of the population against losses that endanger the social livelihood of the insurance members and… Read more: The 5 pillars of social security in Germany

Everyone should have statutory health insurance (“gesetzliche Krankenversicherung”, GKV) and is usually required to by law – at least in Germany. But what if you could save… Read more: Statutory health insurance 2022: why should you compare them and choose the best fit?

You may have already heard of the acronym KISS: Keep it simple and straighforward – or keep is simple stupid. It follows the concept that you should… Read more: My best advice #7: Keep it simple and straighforward

What is the Trade Republic App? The Trade Republic App is a low-cost broker that allows you to trade and hold securities such as stocks or ETFs.… Read more: How trustworthy is the Trade Republic App in Germany?

As an expat in Germany, you may have chosen to move here for the long-term. Maybe you have a partner who is from there and you want… Read more: Becoming financially independent as an expat in Germany in an easy way in 2022

In this last article I spoke about the SCHUFA report and the SCHUFA score. Checking it regularly – once a year at best – is one thing,… Read more: Improve your SCHUFA score: 8 tips easy to follow

What is the SCHUFA and why all the fuss about the SCHUFA report? SCHUFA Holding AG (proper name SCHUFA, formerly SCHUFA e. V. Schutzgemeinschaft für allgemeine Kreditsicherung)… Read more: The infamous SCHUFA report in Germany: How to apply for it and what it says

We live in a very exciting age, as we are given the opportunity to move our education forward and to access all past and present knowledge –… Read more: My best advice #6: Invest in your education and your human capital!

Most of my blog articles are written in reaction to what I experienced in the last weeks. So this one. I have newly received a letter from… Read more: Which are the best free credit cards for expats in Germany?

As you may have probably already know from my other articles, I am a security oriented guy. In my childhood, my family taught me the importance of… Read more: The best 5 reasons to have a financial cushion in Germany

Newly I discovered one of the most entertaining TEDx Talks I watched so far: “The Life-Changing Magic of Not Giving a Fuck” by Sarah Knight. In her… Read more: The Life-Changing Magic of Not Giving a Fuck

Taking a look at my private calendar, I noticed that there are short time slots throughout the day that I did not use to schedule. I didn’t… Read more: 4 activities to do in your idle time

In this post, I want to tell you the best 5 money saving tips that have helped me a lot and improved long-term my financial situation. Some… Read more: The 5 most effective money saving tips I have used!

Real estate crowdfunding: In view of great uncertainties and rising fluctuation on the world’s stock markets on the one hand and an extremely low interest rate phase… Read more: My honest opinion on real estate crowdfunding in 2022

Jobrad, German for “company bike”, is the ecological counterpart to the company car and is becoming increasingly popular as an alternative or addition to a private or… Read more: Is Jobrad (or any other company bike leasing) really worth it in 2022?