Legal info

Information according to § 5 TMG (Telemediengesetz):

Claudio Salvati, Rotkreuzstr. 11, 85435 Erding, Germany.

Telefon: +49-163-7762665
E-Mail: claudio@financial-tips-in-germany.com

Disclaimer

EU Dispute Resolution

The European Commission provides a platform for online dispute resolution (OS):
https://ec.europa.eu/consumers/odr. You can find my email address in the imprint above.

Consumer dispute resolution

I am not willing or obliged to participate in dispute resolution proceedings (“Streitbeilegungsverfahren”) before a consumer arbitration board (“Verbraucherschlichtungsstelle”).

Liability for contents

As a service provider I am responsible for my own content on these pages according to § 7 Abs.1 TMG (Telemediengesetz). According to §§ 8 to 10 TMG I am not obligated to monitor transmitted or stored information or to investigate circumstances that indicate illegal activity. Obligations to remove or block the use of information under the general laws remain unaffected. However, liability in this regard is only possible from the point in time at which a concrete infringement of the law becomes known. If I become aware of any such infringement, I will remove the respective content immediately.

Liability for links

My website contains links to external websites of third parties, on whose contents I have no influence. Therefore, I can not take any responsibility for these external contents. For the content of the linked pages is always the respective provider or operator of the pages responsible. The linked pages were checked for possible legal violations at the time of linking. Illegal contents were not recognizable at the time of linking. However, a permanent control of the contents of the linked pages is not reasonable without concrete evidence of a violation of the law. If I become aware of any infringements, I will remove such links immediately.

Copyright

The content and works created by the site operators on these pages are subject to German copyright law. Duplication, processing, distribution, or any form of commercialization of such material beyond the scope of the copyright law shall require the prior written consent of its respective author or creator. Downloads and copies of this site are only permitted for private, non-commercial use. Insofar as the content on this site was not created by the operator, the copyrights of third parties are respected. In particular, third-party content is identified as such. Should you nevertheless become aware of a copyright infringement, please inform me accordingly. If I become aware of any infringements, I will remove such content immediately.

Financial information in the website

I created this blog to share with you financial information I obtained during my life, to hold on to this information and challenge it. I also love to discuss ways to make investment and personal financial decisions.

Even though I do lots of research and I am totally honest about my decisions and my opinion, you shouldn’t make an investment just because some stranger like me – or even a close friend of yours – talks it up.

The fundamental concept is that you should not rely ONLY upon the information or opinions you read. Rather, you should use what you read here as starting points for doing independent research on companies and investing techniques. Then judge for yourself the merits of the material that has been shared on this website.

The U.S. Securities and Exchange Commission recognizes that on the internet, you have high quality, but also low quality or even misleading content. It has published information on various Cyberfraud that they have seen. FINRA has provided its own insights into how to invest carefully in this new, electronic world and NASAA also provides tips on how not to fall prey to online investment schemes. The SEC, FINRA and the NASAA maintain outstanding websites at http://www.sec.gov and http://www.finra.org, and http://www.nasaa.org respectively.

The contents are intended solely as general information and are, on the one hand, without guarantee and, on the other hand, not a recommendation to buy or sell specific financial instruments. It is not investment advice. You decide for yourself what you do.

You are responsible for your own investment decisions. I do my best to avoid any errors or omissions in articles or postings, missing or wrong hyperlinks embedded in the articles, or for any results obtained from the use of such information. Nevertheless, I will not be liable for any loss or damage caused by a reader’s reliance on information obtained on this website, or on a hyperlinked website. If you don’t accept this responsibility for yourself, then please forget all information about financial topics discussed on this website.

If you ignore my advice to do independent research of industries, companies, and stocks, choosing instead to trade solely on information, “tips,” or opinions found on this website or anywhere else, you have made a conscious, willing, free, and personal decision to do so. You have also probably made a mistake.