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Tag: finance

  • Which are the best free credit cards for expats in Germany?

    Which are the best free credit cards for expats in Germany?

    Most of my blog articles are written in reaction to what I experienced in the last weeks. So this one. I have newly received a letter from my bank, stating that I will have to pay a fee of several euro per month if I wanted to keep the VISA credid card I got from…

  • The best 5 reasons to have a financial cushion in Germany

    The best 5 reasons to have a financial cushion in Germany

    As you may have probably already know from my other articles, I am a security oriented guy. In my childhood, my family taught me the importance of savings as financial cushion and of a parsimonious life. As children sometimes do, I internalized these lessons and exaggerated the concept, spending (very little) money only for strictly…

  • The Life-Changing Magic of Not Giving a Fuck

    The Life-Changing Magic of Not Giving a Fuck

    Newly I discovered one of the most entertaining TEDx Talks I watched so far: “The Life-Changing Magic of Not Giving a Fuck” by Sarah Knight. In her TEDx Talk Sarah shares a very important lesson she learned by chance and she reveals the secret to inner satisfaction and joy in our life. What is the…

  • 4 activities to do in your idle time

    4 activities to do in your idle time

    Taking a look at my private calendar, I noticed that there are short time slots throughout the day that I did not use to schedule. I didn’t schedule anything, because either it seems impossible to me to find any activity to do in-between two other events, or because these idle time slots just seem too…

  • The 5 most effective money saving tips I have used!

    The 5 most effective money saving tips I have used!

    In this post, I want to tell you the best 5 money saving tips that have helped me a lot and improved long-term my financial situation. Some of them are very concrete, others can be adapted to your own requirements. I grew up in a very parsimonious family: I can still remember we didn’t have…

  • My best advice #5: Keep track of your expenses: The big difference between rich and poor

    My best advice #5: Keep track of your expenses: The big difference between rich and poor

    As far as I know, no one has ever become rich by just spending money. To find out where my money flows or how much I spend for this and that, it’s in your my interest to know my expenses. In the following article I will explain why it is also good for you to…

  • My best advice #4: What to do when it seems I don’t have enough time

    My best advice #4: What to do when it seems I don’t have enough time

    Taking care of my own projects, may it be finances, hobbies or voluntary/community service, takes time, no question. Time that I don’t always have, however, because we all usually have a full-time job, have to take care of everyday problems, and some of you perhaps even have children, so that sometimes there is no time…

  • My best advice #2: Understanding my Inner Clock

    My best advice #2: Understanding my Inner Clock

    In today’s society, we are told when we have to work, mostly according to the 9-to-5 rhythm. With luck, you have “escort” times and can better arrange when you want to work, but even this framework is limited. In this post I want to explain you why understanding my inner clock was so important for…

  • My best advice #1: Always think long-term!

    My best advice #1: Always think long-term!

    With this new blog posts series, I want to share with you thoughts and experiences I had in the last years that are not related to travel or photography but that could actually be interesting for you. The short summary of this article: Long-term thinking – Why it was and is so important for my…